FREQUENTLY ASKED QUESTIONS ON THE HEALTH INSURANCE FOR FOREIGN NATIONALS
Is it mandatory for foreign national students to TAKE OUT THE HEALTH INSURANCE FOR FOREIGN NATIONALS?
Absolutely. Foreign nationals, who will continue receive training in our country, are obliged to maintain the health insurance for foreign nationals, and to renew their policies on annual basis as long as they continue to receive training here.
Is it mandatory for any foreign national, who has visited Turkey for a business trip or vacation for a short period of time, to take out the health insurance for foreign nationals?
NO. There is not any requirement to take out the health insurance for foreign nationals unless permanent settlement starts within the borders of Turkey.
Is it mandatory for any Foreign National, whose spouse is a Turkish citizen, to take out the Health Insurance for Foreign Nationals?
No. In the event that one of the spouses is a Turkish citizen and bound by the Social Security Institution – i.e. s/he is an insured employee at any company operating across Turkey – it’s not mandatory to take out the health insurance for foreign nationals since her/his spouse is also bound by the Social Security Institution. Otherwise, it would be mandatory to take out the health insurance for foreign nationals in order to obtain the residential permit.
WHICH DETAILS ARE REQUIRED TO ISSUE THE HEALTH INSURANCE FOR FOREIGN NATIONALS ON MINIMUM BASIS?
The below-listed details are required to be provided to us accurately and perfectly while issuing the policy. You can provide these details using the instant quote button or the contact module on our website or our WhatsApp number (+90 537 79 1313).
- SCREEN SHOT OF YOUR PASSPORT (THE PAGE INCLUDING YOUR PHOTOGRAPH)
- RESIDENTIAL ADDRESS
- TELEPHONE NUMBER
How can I obtain my Health Insurance Policy for Foreign Nationals?
Once your Health Insurance Policy for Foreign Nationals is issued, it will be first sent to your e-mail address. You can print out of it to check the contents. The original copy of the policy is sent to your residential address by cargo. If you’re residing in Istanbul, your policy will be delivered to you in 2 business days, and otherwise in 3 business days, without any shipment fee. If you have time, you can also drop by our office to drink a coffee. While you enjoy your coffee, we’ll file and deliver the policy to you.
Does gender (male / female) have any effect on the price of the health insurance for foreign nationals?
Prices are not determined, and don’t vary depending on gender. Insurance Policy prices are determined depending on the age range, and they are updated on annual basis.
Do I have to renew my health insurance on annual basis?
You have to renew your health insurance on annual basis to maintain your residential permit.
HOW CAN I PAY FOR MY INSURANCE POLICY?
We offer you various payment options once your policy is issued. You can pay by Credit Card or Bank Transfer or in cash at our office, however you like.
Are the costs/expenses for Maternity and Pregnancy covered under the Health Insurance for Foreign Nationals?
No. Maternity and Pregnancy are not covered under the health insurance for foreign nationals. You can take out Supplemental Health Insurance or Health Insurance policies for such kind of medical and hospital expenses. For further information, please consult with our experts and take out your health insurance policies at the most affordable prices.
Are dental treatment expenses covered under the health insurance for foreign nationals?
No. Any and all kinds of treatments, diagnoses, surgical operations, etc. in relation to dental, oral and jaw care are excluded from the coverage. However; in case of any dental, oral or jaw injury in consequence of a traffic accident as proven by the official reports, they are covered with a patient share of 20 percent, subject to the annual limit of TRY 1,000.-.
Is the Health Insurance for Foreign Nationals Valid and Applicable Abroad?
The Health Insurance for Foreign Nationals, which is mandatory to take out while applying to obtain the residential permit in Turkey, is valid and applicable within the borders of Turkey, only.
What are the treatment limits applicable in the contracted health care providers?
The inpatient treatment expenses are limitless at contracted health care providers under the health insurance for foreign nationals while the upper limit of annual treatment is TRY 20,000.- with patient share of 20% at non-contracted health care providers. The annual outpatient treatment limit is TRY 2,000 with patient share of 40%.